With the continuously increasing costs of health care in our country and with the ever-rising instances of diseases, insurance these days is a necessity. Insurance provides individuals with the required money backup from time to time of medical emergencies. Health risks and uncertainties don’t come knocking on your door. A person may not be ready emotionally or physically for such difficulties, but they can undoubtedly prepare themselves financially. One of the best ways to do this is by buying a health insurance plan. Health insurance pays for medical expenses incurred by the insured. Health Insurance can get cashless medical treatment in a network hospital. The insured can get the costs reimbursed through the insurance company if the treatment is through a non-network hospital. However, it would help if you were careful while buying an insurance plan. For a better understanding of the steps to be taken before purchasing health insurance, read our blog, 5 points to consider while buying a Health Insurance Plan!