Get ₹1 Crore Life Cover — And Your Premiums Back!
A smart, flexible, and protective plan that gives you peace of mind and financial security — all in one.
Why Choose Super Protection Plan?
- ✅ Life cover up to age 85 years
- ✅ Return of Premium (Get all your premiums back!)
- ✅ Flexible premium payment options
- ✅ Critical illness premium waiver
- ✅ Choose lump sum or monthly payouts
- ✅ Add your spouse under the same plan
- ✅ Tax benefits under Section 80C and 10(10D)
👨👩👧👦 Who Should Buy This Plan?
- Working professionals with family
- Young couples planning long-term
- People aged 18–65 seeking high life cover
- Anyone who wants insurance + savings in one
📊 Case Study Example: Real-Life Scenario
Ramesh, age 35, a banker
👉 Buys the plan with Sum Assured: ₹1 Cr
👉 Pays ₹69,866 annually for 10 years
👉 On his unfortunate demise at age 70, his family receives ₹1 Cr
✔ Coverage till age 85
✔ Peace of mind throughout
💡 Key Features at a Glance
| Feature | Benefit |
|---|---|
| Life Cover | Up to ₹1 Cr or more |
| Return of Premium | Get back all premiums paid if you survive the term |
| Joint Life Option | Cover spouse in the same policy |
| Waiver of Premium | On 40 critical illnesses or disability |
| Terminal Illness Benefit | Get full sum assured on diagnosis |
| Flexible Payout | Monthly income or lump sum payout option |
| Boost Coverage | Increase cover during key life milestones |
💬 Customer Testimonials
Bima Xpress helped me secure my family’s future and even ensured I get back my premiums. It’s the best of both worlds
Meera
Loved the flexibility and lifetime cover! No need to worry about my family’s financial safety anymore.
Karthik
Bima Xpress helped me turn my income plan into reality. I sleep peacefully knowing my family is secure.
Srilatha
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Have questions or ready to buy?
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About Bima Xpress
At Bima Xpress, we are committed to making insurance simple, transparent, and accessible for everyone. As a trusted insurance advisory and distribution platform, we help individuals and families find the right insurance products from top insurance companies in India.
With 20 years of experience in the insurance industry, our team understands the importance of protecting life, health, income, and assets. That’s why we offer carefully selected plans in life insurance, health insurance, term insurance, savings, and investment options — all under one roof.
Frequently Asked Questions
This is a life insurance plan that offers pure protection along with the option to get back all the premiums paid if the policyholder survives the term. It also provides lifelong coverage up to the age of 85.
Anyone between the ages of 18 to 65 years can buy this plan, subject to underwriting by the insurance company.
With the ROP option, you will receive a refund of all premiums paid if you survive the policy term. This makes the plan a smart combination of protection and savings.
You can choose to pay your premiums monthly, quarterly, half-yearly, or annually — whichever suits your convenience.
Yes. You can choose the Waiver of Premium option, which waives future premiums if you’re diagnosed with one of 40 listed critical illnesses or in case of total disability.
🛡️ Disclaimers
This plan is underwritten by a partnered insurance provider. Bima Xpress is a licensed insurance advisor and not the underwriter. Terms and conditions apply. Returns are subject to policy conditions.